The monthly memo
A fictional company, a readable cash picture, and the next decisions.
What to look for: What changed, why it moved, and what the owner should investigate.
Read the sample memo →See the work. Understand the decision.
Explore reporting, acquisition, and automation examples. See the inputs, the reasoning, and the next action before deciding whether to work with us.
Free 30 minutes with ClarIQ Advisory. Family run. Human-reviewed work.
Start with the work you need.
Samples are clearly identified. Fictional figures demonstrate the method; they are not customer results or promises of a similar outcome.
6 examples shown.
A customer profitability read
One set of customers, two different rankings.
What to look for: Revenue alone does not tell you what the work returns. Inspect the costs and assumptions.
Explore the profitability example →An expansion scenario
The original business and the new site share one cash balance.
What to look for: Compare a planned ramp with a slower ramp, and inspect the full schedule.
Compare the expansion scenarios →A written deal read
The existing sample shows how the purchase is examined.
What to look for: Read the documented assumptions and unresolved evidence before treating any conclusion as final.
See the deal review and sample →A workflow recovery plan
A stopped or unreliable workflow, with a specific next check.
What to look for: Identify the failure, establish a safe test, and define who owns the handoff.
Explore the recovery examples →A system you can inspect
See the existing engine-room explanation of how ClarIQ operates.
What to look for: Understand the work sequence and human controls. This is our operating example, not a client case study.
Visit the engine room →The reasoning is part of the deliverable.
- 01
Evidence
The records and assumptions behind the view, with missing information called out.
- 02
Interpretation
What the result suggests and which alternative explanation still needs checking.
- 03
Action
A concrete next step, an owner, and the conditions that would change the recommendation.
Follow the reasoning before the call.
These are illustrative review trails, not records of completed client work. Each separates the supplied information, the check and the decision still needed.
From reported profit to a cash decision
- Input
- The fictional monthly figures in the sample memo and dashboard.
- Check
- Tie the reporting period and balances to the source, separate unpaid sales from receipts, and identify principal payments and owner draws.
- Conclusion
- The memo names a decision and the figures behind it. Profit alone cannot establish how much cash is safe to spend.
- Still needed
- Actual reconciled records, the reporting basis and the owner's approval of the forward assumptions.
From an asking price to an evidence list
- Input
- The fictional transaction and stated assumptions in the sample deal read.
- Check
- Separate seller claims from supporting records. Test the proposed structure, coverage and equity sources against the applicable lender requirements.
- Conclusion
- A structure can be plausible while important evidence is missing. A screen does not establish loan approval.
- Still needed
- Verified earnings, acceptable source of funds, lender review and professional diligence for the actual transaction.
After a purchase, preserve verified assumptions as a first-100-days operating baseline: compare actual cash, margin and working capital with the deal model.
A customer question with a clear exception owner
- Input
- A routine question, an approved information source and a named customer-service owner.
- Allowed action
- Draft or send only the replies explicitly permitted in the agreed workflow. Use human approval for reserved actions.
- Exception
- A missing source, disputed account or sensitive request goes to the designated person. Test that path and the stop procedure before launch.
- Still needed
- The client's permissions, real test cases, monitoring owner and maintenance agreement. If those are absent, keep the workflow manual while documenting them.
See how this would apply to your business.
Tell us which example is closest to the decision you face. We will point you toward the relevant practice and explain the scope.
Get a free callFree 30-minute call. We agree the scope and fee before any paid work. How your information is handled.