Answers you can buy today, without booking a call.
Self-serve products for buying a business and putting AI to work. Small products are priced on their own pages, larger fixed-scope work is one flat fee at checkout, and downloads arrive right after payment.
Buy a business
The Guide Book
A 44 page plain-English guide to buying a business with SBA financing, written for regular people. Instant PDF.
See the book →
The Buyer’s Toolkit
Loan chooser, affordability calculator, lender meeting kit, and the full first-time buyer bundle.
Browse the toolkit →
The Deal Teardown
A written structuring read of your live deal: the loan split, both debt-service cases, and the underwriter's deal-breaker list.
See the teardown →Straight into the Buyer’s Toolkit: which loan fits you, the affordability calculator, the lender meeting kit, the first-time buyer kit.
Put AI to work
The Owner’s AI Toolkit
The will-AI-kill-this-business workbook, a one week starter plan, ground rules templates, and the owner bundle.
Browse the toolkit →
The AI Readiness Audit
Two weeks, payback-ranked builds, and a 90 day plan. The fee is credited toward your first retainer month.
See the audit →Straight into the Owner’s AI Toolkit: the AI exposure scorecard, the one week starter plan, the ground rules templates, the owner bundle. Free tools: AI use policy generator, review reply grader.
Run the business you have
Will I run out of cash?
The 13 week cash planner: money in, money out, thirteen weeks ahead, with the low weeks flagged before they arrive. Spreadsheet plus a plain English guide.
See the planner →
The monthly finance function
When the spreadsheet stops being enough: live dashboard, monthly close, cash forecast, and a board ready memo every month.
See Business Accelerator →Try something free first
The deal-read checklist
The first hour with a new listing: the five things to ask for, the five things to look for, and the note space to decide. Two pages, no email needed.
Download it →Next rung: the written deal teardown runs your actual numbers, not a checklist.
The loanability checklist
Selling in the next year or two? The ten things a buyer's bank checks, and which gaps cost you price. Two pages, sent by email.
Request it →Next rung: the loanability audit scores your books the way an underwriter does.
The full teardown example
The complete worked example behind the one page PDF: sources and uses, both debt-service cases, the seller note standby trap. One email field opens it.
Open the example →Next rung: the same teardown on your live deal, in writing.
The sample monthly memo
The exact memo clients get each month, written on a fictional company. Read it now, no email needed.
Get the sample →Next rung: the 13-week planner to run the cash view yourself, or the monthly service that writes this memo every month.
More free resources (email requests are labeled): who is open for business near you, did last month actually make money, what a year of supplier invoices is hiding, the AI margin check, what your cancelled slots cost, and the Benchmark Brief (email delivery). For a done-for-you read of your software spend, the Software Bill Read is priced on its page.
Fees appear only on each product’s own page and checkout. Retainer numbers are quoted on a call, never published.
Quick answers
What is in the ClarIQ Toolkit?
Self-serve products across all three practices: a 44 page plain-English guide book to buying a business, the Buyer's Toolkit (loan chooser, affordability calculator, lender meeting kit), a written deal teardown for live deals, the Owner's AI Toolkit and the AI readiness audit, and the 13-week cash planner. A free layer sits underneath: the deal-read checklist, the loanability checklist, a full worked teardown example, and a sample monthly memo.
How do fees work?
Fees appear only on each product's own page and checkout. Smaller products show their price on their page; larger fixed-scope work is one flat fee shown at checkout. Retainer numbers are quoted on a call, never published.
What happens after payment?
Digital products arrive right after checkout. Advisory services take time: the deal teardown arrives within three business days after complete documents, with a 48-hour rush available; the AI readiness audit follows its two-week engagement timeline. Free checklists are either a direct download or sent by email by a real person within one business day.
Not sure which fits?
Thirty minutes, free. Tell us where you are, buying or running, and we will point you at the right rung, even if it is the free one.
Get a free call