Two loan programs. One is right for your deal. Find out in ten minutes.
7(a) and 504 sound like tax forms and gatekeep like a secret handshake. This 7-page guide translates both into plain English, walks you to your answer in three questions, and hands you the one-sentence opener that makes a lender stop using the beginner script on you.
Instant download after checkout. Self-serve education, not advice; the fine print inside says so in the same plain English. Not what you expected? Email us within 14 days and we refund it, no forms.
The two programs, translated
The workhorse and the bricks-and-iron loan: what each buys, who funds it, how the rates behave, and the first-timer's rule for choosing in one read.
The three-question decision
What is your money actually buying, how big is the real estate slice, and are you buying both a company and its building? Answer those and the choice makes itself.
The combining rules, done correctly
Eligible borrowers can combine the programs up to $10M total, generally $5.0M from each, and the approval order matters. The guide walks the sequence that protects your borrowing room, current to the July 2026 policy.
The worksheet and your opening sentence
Write your deal's shape, check your answer, and draft the sentence you will say to the lender. Vocabulary is leverage, and it costs ten minutes.
The honest answers
I have no deal yet. Too early?
Is the $10M figure current?
Will my lender just tell me this?
What format is it?
Stop nodding along to acronyms.
By tonight you can name your program, explain why, and say it in one sentence. That is what sounding fundable actually is.
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