You do not need to be rich. You need to look fundable.
Ordinary people buy profitable businesses every week with about 10% down and a government-guaranteed loan behind them. This 10-page pack shows you exactly what the bank needs to see: the three tests they run on you, the document list with the reason behind every ask, the four numbers that decide approval, and the 90-day map from first call to keys.
Instant download after checkout. Self-serve education, not advice; the fine print inside says so in the same plain English. Not what you expected? Email us within 14 days and we refund it, no forms.
The loanability worksheet
Score yourself on the three tests, credit, cash, and story, before any lender pulls your file. Every unchecked box becomes a to-do with a date, not a rejection.
The bank's document list
The personal file and the deal file, item by item, each with why they ask. Show up complete and get treated like a professional; the pack ends with a prequal packet most buyers never think to build.
The money math, in plain words
Injection, coverage ratio, rate and term, and the salary you pay yourself: the four numbers underwriting actually runs, including the seller standby move that can cover part of your down payment.
The 90-day map and the deal-breaker list
What happens week by week from accepted offer to closing, the single lever you control (document speed), and the seven preventable mistakes that break these deals.
The honest answers
Is this specific advice for my deal?
What exactly do I get?
Does it promise I will get approved?
Is it current on the 2026 rules?
Tonight: score yourself. Next week: call a lender prepared.
Checkout takes a minute, the pack downloads instantly, and the worksheet takes one honest evening. That puts you ahead of nearly every buyer a lender will meet this month.
Browse the whole toolkit, or just say hello: hello@clariqadvisory.com