Buy a Business.
Skip the Startup.
"The debt is loud at first and the ownership is quiet. Then one day the debt is quiet, and the ownership is loud."Chapter Nine
Skip the Startup.
Profitable companies change hands every day. Around ten percent down, SBA-financed, the business covering its own debt. Forty-four pages on exactly how it works, and exactly where it bites.
Delivered the moment checkout completes. 14-day no-questions refund.
The most underused door in the economy.
"Private equity has run this playbook for decades. The 2026 SBA rule change makes it bankable at human scale."
Near you is a company that has quietly made money for twenty years. Its owner is 64. The kids became doctors and accountants, and one of the best businesses in town needs a buyer. Multiply that by every profitable company whose founder is aging out, and you have the quiet handoff this book is written for.
Buyers can now combine SBA 7(a) and 504 financing, up to $10M combined on a single transaction. Modest equity. The business pays its own debt. The playbook that used to require institutional capital now fits on a personal balance sheet.
Ten chapters. One honest path.
You follow Dana, a 38-year-old operations manager, from a barbecue conversation to keys in hand. Dana is a composite built to teach the pattern, and every number in her story is a labeled illustration.
Want a taste first? Read chapter 8 free.What these deals actually look like.
Three hypothetical structures, priced the way chapter 4 prices Dana's deal and shown with the same honesty: the payments, the salary, and what is left after both. The book teaches you to read and stress-test these before believing them.
All figures rounded and illustrative. Not financial advice.
Six honest questions.
Written to be the adult in the room. Something else on your mind? Write to hello@clariqadvisory.com.
What exactly do I get?
A 44-page PDF guide book, designed like a real book, delivered instantly after checkout. Ten chapters, eight figures, an honest FAQ, and a full glossary. Read it on any device or print it.
Is this financial or legal advice?
No. It is educational material that translates how SBA-financed acquisitions work into plain English. Every deal is different: engage your own lender, attorney, and accountant before acting.
Do I need money saved to benefit from it?
The book is most useful before you are ready: it shows what the path costs, what lenders expect, and what to start preparing. Chapter 4 walks a full worked example so you can see the arithmetic on one page.
What about the personal guarantee?
It is in chapter 3, unsoftened. If a leveraged deal fails, the debt follows you home. The second half of the book exists because of that sentence: the deal-breaker list, the stress test, the walk-away discipline.
Is this just a long ad for ClarIQ?
No. Forty-three of the forty-four pages teach the path. The last page tells you who we are and offers a free call if you ever want one. The book stands on its own either way.
What if it is not what I expected?
Reply to your receipt within 14 days and we refund it, no questions asked.
Read it once. Then go look at your first company.
Forty-four pages, the real math, and the seven-flag deal-breaker list that keeps careful buyers safe. It arrives the moment checkout completes.
Instant PDF · 14-day refund · hello@clariqadvisory.com
- Ten chapters, zero filler
- Dana's full deal, line by line
- 2026 SBA rules in plain English
- The seven-flag deal-breaker list
- The ninety quiet days plan
- The six traps, FAQ, and glossary
