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Free tools
Start with the question already in your head
Every free ClarIQ tool in one place: what a deal really earns, whether last month made money, where AI would actually pay off. Built by a family-run advisory firm, and free because a first look at your numbers should cost nothing.
Jump to:Running the business you haveBuying a businessPutting AI to work
Thinking about buying a business
What Could You Own?
One slider: the cash you have saved. Out comes the honest size of business it can reach, with the math shown.
Slide your savingsThe Boring Business Finder
Eight plain questions about how you actually like to work, matched to the everyday businesses people really buy.
Find your matchPick a Date
What you can save each month becomes the month and year you could actually start shopping. A date beats a someday.
Get your dateThe Listing Translator
Paste any business-for-sale ad and get the plain-English meaning of the sales language, phrase by phrase.
Translate a listingPaycheck vs Owner
What owning a business that pays what your job pays actually costs, including the risk column most comparisons skip.
Run the comparisonStack Check
For when a real deal is on the table: five sliders test whether the structure survives underwriting.
Check a dealThe Add-Back Reality Check
The seller adjusted their earnings upward. See which adjustments a lender accepts, cuts in half, or throws out.
Test their numberDeal Dash
An animated walkthrough of one purchase, end to end: the real earnings, the price, the lender’s test, closing day, and what you walk away with.
Take the walkThe Loanable Quiz
Own a business you might sell one day? Eight questions on whether a buyer’s bank would say yes, graded.
Grade your businessThe whole buying path lives in the first-look toolbox. Deal already on the table? The written deal teardown runs your actual numbers.
Running the business you have
Did Last Month Make Money?
Five numbers you already know, and an honest answer to why your profit and your bank balance disagree.
Run the checkThe One-Shot Narrative
Paste last month’s profit and loss and get it back in plain English: what you made, what moved, and three moves ranked by effort.
Read your monthCan I Afford This Hire?
Price the hire against your real numbers before you promise anyone anything.
Price the hireThe Invoice Check
Nobody reads the supplier invoices. Watch what a year of them is hiding when someone finally does.
See what hidesAI Margin Check
If your delivery cost is model usage, see your real cost to serve and what the heaviest customers cost you.
Check your marginOpen for Business Near You
What opened, who is hiring, and what is for sale on the blocks around you, from public records.
Look around youThese are one-month snapshots. The monthly service runs the same reads off your actual books, every month, with a human checking every figure.
Putting AI to work
AI Readiness Check
Ten questions, two minutes, and a straight read on whether your business is ready. Not yet is a real answer here.
Take the checkReview Reply Grader
Somebody reviewed you last week. Five reviews, five replies, and one honest grade on what you did next.
Grade your repliesAI Use Policy Generator
Somebody on your team used AI this week. Generate the ground rules they should have been following.
Write the rulesWhen the check says you are ready, the readiness audit maps where AI pays off first, ranked by payback.
Why all of this is free
These are the same first reads we run inside paid work, shrunk to run in a browser. They exist so your first look at a deal, a month, or an AI decision costs nothing and asks nothing of you: no account, no card, and for most of them not even an email.
A tool gets you close. When you want a person to read the result with you, the first conversation is free and there is nothing to prepare.
Book a free 30-minute call Prefer your phone? Install the ClarIQ app and the buying tools work even offline.Every number these tools produce is a planning estimate on disclosed assumptions, not an offer, an approval, a valuation, or advice on a specific transaction.