The first-look toolbox. Free, plain English, no sign-up.
Nobody wakes up fluent in business-buying, and you do not need to be. These free tools make your first hour concrete instead of intimidating: what your savings actually reach, which kind of business fits how you like to work, when you could realistically start, and what the listings are really saying. Nothing on this page costs anything. One tool, the loanable quiz, asks for an email because a person writes you a letter from it; the rest never do. Prefer them on your phone? Install the ClarIQ app and every tool here rides along, working even offline.
Start with the question already in your head
What Could You Own?
One slider: the cash you have saved. Out comes the honest size of business it can reach, with the math shown and real-world examples at every level.
Slide your savings →The Boring Business Finder
Eight plain questions about how you actually like to work, matched to the six families of everyday businesses people really buy. No wrong answers.
Find your match →Pick a Date
What you can save monthly becomes the month and year you could start shopping, plus the plan for every month in between. A date beats a someday.
Get your date →The Listing Translator
Paste any business-for-sale ad and get the plain-English meaning of the sales language, plus the one thing to check behind each phrase. Runs entirely on your device.
Translate a listing →Paycheck vs Owner
What owning a business that pays what your job pays actually costs, and what lands in your pocket in year one. The honest version, warts included.
Run the comparison →Stack Check
For when a real deal is on the table: five sliders test whether the structure survives underwriting, with the flags a lender would raise.
Check a deal →The Add-Back Reality Check
The seller adjusted their earnings upward. List each adjustment and see which ones a lender accepts, cuts in half, or throws out, then whether the deal still covers its debt.
Test their number →Deal Dash
An animated walkthrough of one purchase, end to end: a truck carries the deal through nine stops, from the first listing to the day you sell, with the real math computed at every one.
Take the walk →The Loanable Quiz
Own a business you might sell one day? Eight questions on whether a buyer's bank would say yes, graded, with the fixes that matter most.
Grade your business →The Deal-Read Checklist
A free two-page PDF for your first hour with any real listing: what to request, what to look for, and what should worry you. Print it, use it, repeat.
Download the PDF →Want to watch the tools used on a real ad? The Listing Roast takes one business-for-sale listing apart every week, anonymized, in plain language.
Running a business already? Every free tool across the whole firm lives in the full free toolbox.
Every number in these tools is a planning estimate on disclosed assumptions, not an offer, an approval, or advice on a specific deal. They exist so the idea of owning a business stops being foggy and starts being a plan.
Tools warm you up. A conversation moves you.
Thirty minutes, free, in plain English. Bring whatever the tools told you: your reach, your match, your date. You leave with a real plan and the first move scheduled, or the honest news that you should wait, and why.
Book the free callThe whole path in one book, written for regular people: the guide book.
Deal already on the table? The written deal teardown runs your actual numbers.
Prefer guides? Every plain-English explainer, one question each.
No retainer required to talk. hello@clariqadvisory.com