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The rule review log

SBA policy changes, and a site that explains it owes you its homework. Every time the rule-sensitive pages here are re-verified against current policy, the review is logged below with a date. The "Reviewed against the July 2026 rules" stamps across this site link back to this page.

The log

July 4, 2026

SBA Policy Notice 5000-879058 takes effect: the 7(a) and 504 caps are decoupled, so eligible borrowers can combine the programs up to $10M on one deal, generally $5.0M from each. This change is the reason most of this section exists.

July 11 to 12, 2026

Every figure on this site re-verified line by line against the notice. Automated build gates added: the site now refuses to publish any page carrying the pre-July figures.

July 17, 2026

The plain-English guide cluster published; each guide reviewed against the notice at publication and stamped.

July 18, 2026

Sequencing language corrected across the section after a full re-read of the policy PDF: a 504 closing first counts against 7(a) capacity, and the site now states the approval-order rule exactly.

July 19, 2026

Full-site re-verification. Review stamps on rule-sensitive pages now link to this log.

Next scheduled review: October 2026. Reviews also run immediately whenever SBA publishes a policy notice touching 7(a) or 504 acquisition lending. Spot something that looks stale before we do? hello@clariqadvisory.com reaches a person.

What a review covers

Program caps and their combination rule, the sequencing rule, equity injection and seller standby rules, DSCR benchmarks as lenders apply them, and the worked examples on the calculators and guides. The machine-readable version of the current facts lives in the build system, and the build fails if a page disagrees with it.